Пособие при несчастном случае на производстве
Compulsory insurance against accidents at work and occupational diseases provides financial protection of property interests of the insured and other individuals associated with the loss of health, occupational disability or death as a result of accidents at work and occupational diseases. Every employee gets compulsory insurance against accidents at work and occupational diseases. The work injury benefit is reduced by 50% in the case of gross negligence on the part of the worker (for example, intoxication).
Temporary disability benefits due to accidents at work and occupational diseases is paid for the whole period of temporary disability until recovery, or certification of permanent disability, or death. In the case of transfer in connection with accidents at work/occupational diseases to lighter and lower paid job, the amount of the benefit is the difference between the average monthly earnings for previous work and earnings for the new work. The one-time and monthly insurance payments are assigned in cases of death or disability of worker.
Temporary disability benefits and additional payments to the average monthly salary is calculated by multiplying the rate of the average daily (average hourly) earnings (income) of the victim to number of working days (hours) by the medical certificate.
The permanent disability benefit is the insured worker’s adjusted monthly earnings before the start of disability and is set according to the assessed loss of working capacity. There is also provision for a permanent disability grant which is paid as lump sum of the six times the value of permanent disability pension.
In the event of worker’s death, a monthly survivor's pension is paid. There is also provision for survivor grant which is lump sum of 12 times the deceased worker’s average monthly earnings. The benefit is divided equally between all survivors. The eligible survivors are widow(er), children younger than 18 years (age limit is raised to 23 years for students), old-age pensioners, disabled persons, one of the insured’s parents, and other nonworking relatives with dependents younger than age 14 or disabled.
The monthly insurance payment for worker is calculated by multiplying the average wage of workers in the Republic of Belarus in the past month to the individual coefficient of earnings and the degree of the loss of his occupational disability.
Sources: §224 of the Labour Code; chapter 6 of the Regulation of insurance operations in the Republic of Belarus, established by Decree of the President of the Republic of Belarus 25.08.2006 №530